RECRUITMENT OF GENERALIST OFFICERS IN SCALE II & SCALE III PROJECT 2022-23
BANK OF MAHARASHTRA, leading listed Public Sector Bank with Head Office in Pune and all India
network of branches invites online application from candidates for recruitment of Generalist Officers in
Scale II & III. It is envisioned to focus on bank’s business by emulating techno-savvy systems, augmenting
retail, agriculture and MSME portfolio, effective implementation of EASE norms, impeccable compliance,
etc. The Bank has always intended to recruit such skilled officers who possess not only banking knowledge
but also have experience of working in different verticals / specialized branches / credit proposal processing
cell, etc.
Job Profile
(a) Overall control on Branch working. Business development. Public Relations &
maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of
performance budget and fulfilment of targets. Monitoring of credit portfolio /
Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both
lending & non-lending / administrative and reporting to higher authorities.
(b) Carrying out of Due diligence on credit proposals assigned, Timely completion
of Review / Renewals as Appraiser, including Credit Risk Assessment
proposals. Securing maximum marks for the AMT in Credit Audit in PreSanction. Assisting Relationship Manager in achieving Budgeted growth in
Advances for the AMT.
(c) Adhering to Turn around Time for processing New / Existing proposals.
Ensuring ABS considered for the proposals are the same as filed with ROCs.
Ensuring achievement of satisfactory RAROC (Risk adjusted Return on
Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal
of credit proposal including Ad hoc facilities / structuring / rehabilitation
proposals/any other type of business or general proposal pertaining to the unit.
Ensuring timely / review/renewal of credit limits. Pre- Sanction Stage. Ensuring
compliance of KYC norms. Updation of periodical due diligence reports as per
RBI guidelines. Obtaining data/information from customers for assessment
and processing of the proposal. Interacting with key officials in the borrowing
units for obtaining data/statements etc.
(d) Customer Meets, Supervise job rotation. Follow up of inspection & audit
reports & ensuring rectifications. All correspondence relating to Head Office,
Zonal Office, Redressal of complaints. Over all control on housekeeping.
Ensuring that the Bank’s systems & procedures are properly followed at the
Branch. Giving greater attention to planning for business development,
charting strategies for growth, expanding customer base through requisite
customer relationship measures, scouting for avenues to expand credit
portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local
authorities, Govt. departments, Large Institutions, Corporates & high net worth
clients etc. to ensure that the Branch is on the path of accelerated growth &
improves market share.
(e) Maintaining effective Public Relations and ensure courtesy in dealing with the
customers and public in person, in correspondence and on telephone. Avoid
confrontation by resolving the issues tactfully. Ensure adherence to
Telephone Discipline by all the members of staff. Maintaining effectiveness in
branch operations and in customer service. Dispose the matters as per the
rules in force except those that require the personal attention of the Branch
Manager. Redressal of the grievances of customers as per rules / guidelines
duly bringing to the notice of the Branch Head unpleasant instances, if any,
happened in his absence.
(f) Ensure maintenances of adequate stock of security items, passbooks,
publicity literature and various forms required for deposits & advances and
other transactions. Monitoring the matters related to claims to the assets of
the deceased customers and ensuring their quick disposal as per prevalent
guidelines. Be aware and authorize the return of cheques of customers in the
absence of Branch Head and ensure to bring the same to the notice of the
Branch Head.
(g) Attend to effective cash management. Joint custody of cash, Supervision over
tallying cash, physical [from docket & cash reports in system], Authorize cash
transactions, authorizing transactions within his powers, ensure smooth Daybegin, Day-end of the branch software systems, Verify & ensure prompt
submission of periodical returns in conformity with the prescriptions in
schedule of returns through concerned departmental Officers / Staff. Ensure
periodical balancing / tallying of books of accounts and monitoring of fraud
prone sundry items as prescribed. Scrutiny of daily vouchers, verification,
protection and preservation of voucher bundles and records in use. Assisting
in segregation and destruction of old records as per the policy after obtaining
permission from the competent authority.
(h) Monitor preparation of annual indent of stationery and security items as per
norms. Monitor and maintain close watch on current accounts, big accounts,
newly opened accounts and other institutional accounts which form sizable
share in total deposits. Ensure maintenance of registers for cash transactions
exceeding Rs. 10.00 lacs and observations of KYC norms at the time of
opening of accounts and monitoring of large value transactions.
(i) Ensure periodical verification of securities and attend to orderly arrangement
of joint custody items duly getting relevant registers updated as a joint
custodian. Facilitate taking note of exceptions appearing in exceptional reports
by Branch Head and enforce steps to reduce such items. Take steps in
consultation with Branch Head to plug loopholes in transgressions on systems
and procedures or unfair practices that may cause operational risks / future
losses. Advise the staff to adhere to the laid down systems and procedures
and to avoid shortcuts bypassing the guidelines. Ensure maintenance of
mandatory registers like customer complaint register, AOD registers etc.
APPLICATION PROCEDURE: -
(i) Candidates are advised to go to the Bank’s website www.bankofmaharashtra.in and click on the
‘Careers ’ Recruitment Process Current Openings to open the link “Online application for recruitment
of “GENERALIST OFFICERS IN SCALE II & III PROJECT 2022-23” and then click on the option
“APPLY ONLINE” which will open a new screen.
(ii) To register application, choose the tab “Click here for New Registration” and enter Name, Contact
details and e-mail id. A Provisional Registration Number and Password will be generated by the system
and displayed on the screen. Candidate should note down the Provisional Registration Number and
Password. An Email & SMS indicating the Provisional Registration number and Password will also be
sent.
(iii) Visually Impaired candidates should fill the application form carefully and verify / get the details
verified to ensure that the same are correct prior to final submission.
(iv)Candidates are advised to carefully fill and verify the details filled in the online application themselves
as no change will be possible / entertained after clicking the COMPLETE REGISTRATION button.
(v) The Name of the candidate or his / her father / husband etc. should be spelt correctly in the
application as it appears in the Certificates / Mark sheets. Any change/alteration found may disqualify
the candidature.
(vi) Validate your details and Save your application by clicking the Validate your details’ and ‘Proceed’
button.
(vii) Candidates can proceed to upload Photo, Signature, Left Thumb Impression & Hand Written
Declaration as per the specifications given in the Guidelines for Scanning and Upload of Photograph
and Signature.
(viii)Candidates can proceed to fill other details of the Application Form.
(ix) Click on the Preview Tab to preview and verify the entire application form before COMPLETE
REGISTRATION.
(x) Modify details, if required, and click on ‘COMPLETE REGISTRATION’ only after verifying and
ensuring that the photograph, signature uploaded and other details filled by you are correct
Candidates are requested to apply on-line between 05-02-2022 and 22-02-2022.
PAYMENT OF FEES: -
Modes of Payment of Fees: -
a. Candidates have the option of making the payment of requisite fees / intimation charges through the
ONLINE mode only. Payment of fees / intimation charges through the ONLINE MODE from 05-02-
2022 to 22-02-2022and no other mode of payment is acceptable.
b. After ensuring the correctness of the particulars of the application form, candidate should pay fees
through the payment gateway integrated with the application, by following the instructions available
on the screen. The payment can be made by using debit card / credit card / Internet Banking by
providing information as asked on the screen. Transaction charges for online payment, if any, will be
borne by the candidates.
c. On successful completion of the transaction, e-receipt and application form will be generated; which
may be printed for record. The printout of the application form should not send to the Bank.
d. If the online transaction is not successfully completed, please register again and make payment
online. There is also a provision to reprint the e-Receipt and Application form containing fee details,
at later stage.
16) DOWNLOAD OF CALL LETTERS:
The candidates should download their call letter for Examination / GD & Interview and an information
handout by entering their registration number and password / date of birth from the Bank's website. NO
HARD COPY OF THE CALL LETTER / INFORMATION HANDOUT WILL BE SENT BY POST.
17) PROOF OF IDENTITY TO BE SUBMITTED AT THE TIME OF EXAMINTION:
The candidates must bring one photo identity proof mentioned in call letter such as passport/ Aadhar/
PAN Card/ Driving License/ Voter's Id Card/ Bank Passbook etc. with duly attested Photograph/ Identity
Card issued by School or College/ Gazetted Officer in the official letterhead in original as well as a selfattested Photocopy thereof. The photocopy of Identity proof should be submitted along with call letter to
the invigilators in the examination hall, failing which, (or if identity of candidates is in doubt) the candidate
will not be permitted to appear for the test.
18) BIOMETRIC VERIFICATION:
Bank, at various stages, may capture IRIS Scan/ thumb impression of candidate in digital format for
verification of genuineness of the candidates. Decision of the IRIS data/ Biometric verification authority
with regard to its status (matched or unmatched) shall be final and binding upon the candidates. Refusal
to participate in the process of IRIS/Biometric scanning/ verification at any stage may lead to cancellation
of candidature.
With regard to IRIS scanning, following points should be noted:
(a) 'LEFT EYE (IRIS)' will be captured
(b) Candidate should remove contact lenses and spectacles while capturing IRIS
(c) There is no touch involved in IRIS scanning. Half feet distance between scanner and eye will be
maintained
Any failure to observe these points will result in non-admittance for the examination and cancellation of
candidature. In case a candidate found to be not genuine, apart from taking legal action against him/her,
his/her candidature will be cancelled.
With regard to Biometric verification, following points to be noted:
19) Candidate will ensure that correct thumb impression is captured at various stages and any inconsistency
will lead to rejection of the candidature. In case of any candidate found to be not genuine, apart from
taking legal action against him/her, his/her candidature will be cancelled. As such, they are advised not
to apply any external matter like mehandi, ink, chemical etc. on their hands."
The Bank, at various stages, may capture photo and thumb impression of the candidates in digital format
for biometric verification of the candidates. Candidate will ensure that his/ her/ their correct thumb
impression is captured at various stages as any inconsistency will lead to rejection of their candidature.
Accordingly, candidates are advised not to apply any external matter like mehandi, ink, chemical etc. on
their hands. In case, if any candidate is found not to be genuine, then apart from taking legal actions
against him/ her, his/ her/ their candidature will be cancelled.
20) ACTION AGAINST CANDIDATES FOUND GUILTY OF MISCONDUCT:
a. Candidates are cautioned that they should not furnish any particulars or documents that are false,
tampered/ fabricated and they should not suppress any material information while filling up the
application form.
b. At the time of examination/ interview, if a candidate is (or has been) found guilty of:
(i) using unfair means during the examination or (ii) impersonating or procuring impersonation by any
person or (iii) misbehaving in the examination hall or (iv) resorting to any irregular or improper means in
connection with his/ her/ their candidature for selection or (v) obtaining support for his/ her/ their
candidature by any unfair means, such a candidate may, in addition to rendering himself/ herself liable
to criminal prosecution, will also be liable to be:
Disqualified from the examination for which he/ she is a candidate
Debarred, either permanently or for a specified period, from any examination or recruitment
conducted by Bank.
c. The Bank would be analyzing the responses of a candidate with other appeared candidates to detect
patterns of similarity. On the basis of such an analysis, if it is found that the responses have been shared
and scores obtained are not genuine/ valid, the Bank reserves the right to cancel his/ her/ their
candidature.
d. USE OF MOBILE PHONES, PAGERS, CALCULATOR OR ANY SUCH DEVICES:
i. Mobile phones, pagers or any other communication devices are not allowed inside the premises where
the examination/ interview is being conducted. Any infringement of these instructions shall entail
cancellation of candidature and disciplinary action including ban from future examinations.
ii. Candidates are advised in their own interest not to bring any of the prohibited items including mobile
phones/ pagers to the venue of the examination/ interview, as arrangement for safekeeping cannot be
assured.
iii. Candidates are not permitted to use or have in possession calculators in examination premises.
21) GENERAL INFORMATION: -
i. Candidates are advised to take a printout of their system generated online application form after
submitting the application.
ii. Candidates should satisfy themselves about their eligibility for the post applied for. The Bank would
admit to the test all the candidates applying for the posts with the requisite fee on the basis of the
information furnished in the online application and shall determine their eligibility at the time of
interview and may verify thereafter at every stage of recruitment.
iii. Candidates are advised in their own interest to apply online well before the closing date and not to
wait till the last date to avoid the possibility of disconnection/ inability/ failure to log on to the website
on account of heavy load on internet or website jam.
iv. Bank of Maharashtra does not assume any responsibility for the candidates not being able to submit
their applications within the last date on account of aforesaid reasons or for any other reason beyond
the control of Bank of Maharashtra.
v. Not more than one application should be submitted by a candidate. In case of multiple applications,
only the last valid (completed) application will be retained and the application fee/ intimation charges
paid for the other registrations will stand forfeited. Multiple attendance/ appearance by a candidate
in examination/ interview will result in summary rejection/ cancellation of candidature.
vi. The possibility of occurrence of some problems in administration of examination cannot be ruled out
completely, which may impact test delivery/ generation of result. In such cases, every effort will be
made to resolve the problem, which may include the conduct of another examination if considered
necessary.
vii. Candidates serving in Government/ Quasi Government Offices, Public Sector Undertakings
including Nationalized Banks and Financial Institutions are advised to submit 'No Objection
Certificate' from their employer at the time of interview, failing which their candidature may not be
considered and travelling expenses, if any, otherwise admissible, will not be paid.
viii. In case of selection, candidates will be required to produce proper discharge certificate from the
employer at the time of taking up the appointment.
ix. The original documents regarding eligibility criteria and proof of date of birth should be produced for
verification on the date of interview. Candidate will not be allowed to attend the interview if original
certificates are not produced for verification on the date of interview.
x. Caste certificate issued by Competent Authority on the format prescribed by the Government of India
will have to be submitted by the SC/ ST candidates, if called for interview.
xi. A declaration will have to be submitted in the prescribed format by candidates seeking reservation
under OBC category stating that he/ she does not belong to the Creamy Layer.
xii. Benefit of reservation under EWS category can be availed upon production of an ‘Income and Asset
Certificate’ issued by a Competent Authority on the format prescribed by Government of India.
xiii. Candidates are advised to keep their e-mail ID alive for receiving advices / communications.
xiv. Appointment of selected candidates is subject to his/ her/ their being declared medically fit as per
the requirement of the Bank.
xv. Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement
and/ or an application in response thereto can be instituted only in Pune and Courts/ Tribunals/
Forums at Pune only shall have sole and exclusive jurisdiction to try any cause/ dispute. Bank
reserves right to change / modify / cancel the recruitment process at any stage fully or partly on any
grounds and such decision of the Bank will not be notified or intimated to the candidates.
xvi. The cut-off date for Post qualification experience will be given in this notification. Only full time
experience as a permanent employee after acquiring the educational qualification notified for
eligibility will be considered. The candidate must provide the proof of the claimed work experience.
The experience certificate(s) for the period given in the online application should be issued on the
prescribed format (The prescribed format of Experience certificate is available as Annexure-III with
this notification) under signatures of the Competent Authority at the Controlling Office / Head Office
level of the respective employer/s, clearly stating the period, Post(s) held and nature of duties
performed by the applicant. The copies of the Appointment Letters, Salary Certificates, pay slip
etc. will not be accepted in lieu of Work Experience Certificate. The applicant will not be allowed
to participate in the process on the basis of Appointment Letters, Salary Certificates, Pay slip etc.
His / Her candidature shall be cancelled at any stage, even after his / her selection / appointment in
the services of the Bank on the basis of Appointment Letters, Salary Certificates, Pay slip etc.
xvii. The applicants will be called for the Online Examination / Group Discussion (if conducted) / Interview,
on the basis of the information provided by them in their Online Applications without verification of
their age or qualification or category or any other eligibility criteria. The applicants must, therefore,
ensure that they fulfill all the notified eligibility criteria as on the cut-off date prescribed in this
notification, have possession of the requisite documents / certificates specified by the Bank, and that
the particulars furnished in their Online Application are complete, true and correct in all respects.
Merely appearing in the Online Examination / Interview or passing the Online Examination / Interview
and / or being called by the Bank for the Interview shall not imply that the Bank is satisfied about the
eligibility of the applicant. Bank may verify the eligibility of the candidates at any stage of recruitment
or thereafter and reserves right to terminate the service of provisionally selected candidates if found
ineligible for the post.
xviii. The Bank reserves the right to alter, modify or change the eligibility criteria and / or any of the other
terms and conditions spelt out in this Notification.
22) LIST OF DOCUMENTS TO BE PRODUCTED AT THE TIME OF INTERVIEW: -
The following documents in original together with a self-attested photocopy in support of the candidate’s
eligibility and identity are to be invariably submitted at the time of interview failing which the candidate
may not be permitted to appear for the interview. Non-submission of requisite documents by the
candidate at the time of interview will debar his candidature from further participation in the recruitment
process.
Printout of the valid Interview Call Letter.
Valid system generated printout of the online application form.
Proof of Date of Birth (Birth Certificate issued by the Competent Municipal Authority or SSLC/ Std.
X Certificate with DOB).
For the purpose of identification, please bring Passport /Aadhar Card/ PAN card / Voter ID / Driving
License / any other Photo ID card issued by Statutory Authorities where photograph is affixed.
Mark sheets / Certificates from SSC examination onwards to the highest examination passed.
Individual Semester / Year wise Mark sheets & certificates for educational qualifications including
the final degree. Proper document from Board/ University for having declared the result on or before
cut-off date has to be submitted.
Please bring a detailed specific and explicit experience certificate including details of full name, full
address and telephone numbers of employers, period of experience with exact dates, designation
held, nature of duties handled/ Job Profile, number of persons working under you, nature of Projects
handled etc.
Income and Asset Certificate issued by competent authority, strictly in the prescribed format as
stipulated by Government of India, in case of EWSs (Economically Weaker Sections) category
candidates.
Caste Certificate issued by competent authority, strictly in the prescribed format as stipulated by
Government of India, in case of SC / ST / OBC category candidates.
In case of candidates belonging to OBC category, certificate should specifically contain a clause that
the candidate does not belong to creamy layer section excluded from the benefits of reservation
for Other Backward Classes in Civil post & services under Government of India. OBC caste certificate
containing the Non-creamy layer clause should be valid as on the date of interview if called for
(issued within one year as on the date of advertisement). Caste Name mentioned in certificate
should tally letter by letter with Central Government list / notification.
Disability certificate in prescribed format issued by the District Medical Board in case of Persons with
Benchmark Disability category. If the candidate has used the services of a Scribe at the time of
online examination, then the duly filled in details of the scribe in the prescribed format.
An Ex-serviceman candidate has to produce a copy of the Service or Discharge Book along with
pension payment order and documentary proof of rank last / presently held (substantive as well as
acting) at the time of interview.
Candidates serving in Government / quasi Govt. offices/ Public Sector Undertakings (including
Nationalized Banks and Financial Institutions) are required to produce a “No Objection Certificate”
from their employer at the time of interview, in the absence of which their candidature will not be
considered and travelling expenses, if any, otherwise admissible, will not be paid.
Persons eligible for age relaxation under 4 (5) must produce a certificate from the District Magistrate
to the effect that they are eligible for relief in terms of the Rehabilitation Package for 1984 Riot
Affected Persons sanctioned by the Government and communicated vide Ministry of Finance, Dept.
of Financial Services Communication No.F.No.9/21/2006-IR dated 27.07.2007.
Any other relevant documents in support of eligibility.
Note: Candidates will not be allowed to appear for the interview if he/ she fails to produce the
relevant eligibility documents as mentioned above.
Non-production of relevant eligibility documents at the time of interview shall make the
candidate ineligible for further process of recruitment.
23) ANNOUNCEMENTS:
All further announcements/ details pertaining to this process will be published/ provided only on
https://bankofmaharashtra.in from time to time. No separate advertisement will be issued in this regard.
24) DISCLAIMER: -
In case it is detected at any stage of recruitment that a candidate does not fulfil the eligibility norms and/
or that he/ she has furnished any incorrect/ false information or has suppressed any material fact(s), his/
her/ their candidature will stand cancelled. If any of these shortcomings is/ are detected even after
appointment, his/ her/ their services are liable to be terminated. Decisions of bank in all matters regarding
eligibility, conduct of online examination / other tests/ selection would be final and binding on all
candidates. No representation or correspondence will be entertained by the Bank in this regard.
NOTE: -
01. Candidates should mention all the qualifications and experience in the relevant field over and above
the minimum one suggested herein above and should attach attested copies of the certificates in
support thereof. The Bank reserves the right to call only the requisite number of candidates for the
Group discussions/interview after preliminary screening /short listing with reference to candidate’s
qualifications / suitability and experience etc.
02. The Bank reserves the right to change / modify the selection procedure / hold supplementary
process, if necessary. The changes, if any shall be intimated to the candidates through Bank’s
website / registered e-mail in advance.
03. When called for Group Discussions (GD) and / or Interview, candidates have to bring original of
documents for verifications. Candidates will not be allowed to participate GD and / or Interview
without production of the original documents.
04. The candidate called for online examination / GD / Interview will be informed through Bank’s
website/registered e-mail/SMS as per information provided by them in the application.
Though bank puts maximum efforts to send the communication by e-mail/SMS, if any
candidate does not receive the same due to technical or any other reasons, bank shall not be
responsible for non-receipt of communication by the candidate. The candidates are advised
to visit Bank’s website frequently for updates.
For more details, please visit bank’s website (https://www.bankofmaharashtra.in). Online applications
for submission shall be open from 05-02-2022 to 22-02-2022. Before applying candidates are advised
to ensure that they fulfil the stipulated eligibility criteria as per the details on bank’s website. Helpdesk:
In case of any problem in filling up the form, payment of fee / intimation charges or receipt of Admission/
call letter, queries may be lodge on email agmhrm2@mahabank.co.in / bomrpcell@mahabank.co.in .
Candidates should mention ‘Recruitment of Generalist Officers Scale II & III in Bank of Maharashtra
2022-23’ in the subject of the email.